Release Tax Free Cash from your pension.

If you're over 55 and have an existing UK Pension plan (personal or ex-employer) then you could release up to 25% of your pension plan as tax-free cash. But this decision should not be taken lightly, which is why our experienced financial advisers should be consulted before you unlock your pension.

Taking pension benefits early will almost certainly reduce your pension income in retirement and is only suitable for a limited number of people and circumstances. Pensions are designed to provide you with an income when you retire. By taking money from your pension now means that you will forego part of your income later in your life. Our advisers are able to calculate the likely affect on your retirement income if you chose pension release as an option.

There are some costs associated with Pension Release: you will certainly reduce the amount of income you receive from your pension plans in later years, and you may lose some guarantees, benefits or discretionary increases. It's a good idea to speak to our financial advisers because they can provide you independent advice on the options.

PensionTracker are committed to providing you with the best independent advice, using a UK network of independent fully qualified pension advisers. When you use our free call-back service, your details will be passed to just one of our trusted advisers who will call you back free to discuss your options. We want you to receive excellent customer service. If - for any reason - you are unhappy with the advice you're under no obligation to continue using them.

• As part of a nationwide network, we have advisers near you.
• We take your details and pass them to just one firm.
• The adviser will be registered with the FSA and authorised to provide independent advice.
• Operating independently, the adviser can compare the whole market.
• The initial advice you receive will be free and without obligation.